Who We Are

The BODI Nidhi Limited is authorized by its laws to accept deposits from its members under different schemes, from Savings account to term deposits like Daily Deposit, Monthly Deposit and fixed Deposits. The deposit schemes are designed to deliver maximum value to its members, offering attractive rate of interest alongwith other benefits. The Company’s rate of interest is among one the best rates offered in the industry in comparison to Nationalized/Co-operative Banks, Financial Institutions and other co-operative societies, making it the preferred choice of investment by members.

We provide the opportunity to work on products where your thoughts & efforts are not constrained by boundaries of your role, but are channelled towards the continuous growth & improvement of our solutions. We believe that people are at their most productive when they are provided the right environment and incentives. The organizational culture is such that it rewards merit and commitment while maintaining informality and camaraderie.

Company Objective

The company has been formed with primary objective of being uplifting of the social and financial status of its members by inculcating saving habits amongst them through the spirit of co-operation, and providing technical and financial support. The principal function of the Nidhi is to render financial services to its members and to reach the nook and corner of the state through branch expansion where financial facilities have not reached.


Our Vision

The Vision of BODI Nidhi Limited is “Prosperity of People in Rural and Sub-Urban Areas” by offering financial services to all groups of people and offering equal opportunity to all, to live an improved life by financial enablement and empowerment.


Our Mission

The Mission of the Nidhi is to create self sufficient sustainable ecosystem of members through co-operation. The Nidhi is to enable financial inclusion by providing affordable financial services to the under-privileged and socially excluded community, and inculcate the savings habit among the common man through innovative lowcost financial products and services using Nidhi principles, self-help and mutual aid.


We believe in:

  • Trust, Honesty and Integrity in our dealings with our Stake Holders.
  • Transparency as our Virtue in our engagements with our members.
  • Tradition of highest professional & ethical standards in our Conduct.
  • Timeliness & Excellence in Standards of efficiency & Service.
  • Technology driven computer operations for Accuracy & Speed.
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